Terms of Sale & Cancellation/Refund Policy

Last updated: [Month Year] — replace bracketed placeholders below with your real details before publishing.

1. What you're buying

Every course sold on this site is a digital file (PDF and/or a downloadable course pack), delivered by an access link immediately after payment. No physical item is shipped, and no physical address is required at checkout.

2. Cancellation & Refund Policy

Because a digital course can be downloaded and copied instantly upon delivery, orders cannot be cancelled once payment is completed, and we do not offer refunds, exchanges, or cancellations for any reason — including a change of mind, purchasing the wrong course, or already owning similar material.

You will be asked to confirm you understand and accept this policy with a checkbox before completing payment, and your acceptance is recorded against your order.

3. When we will step in

If a payment was deducted but you never received a working access link, or the file is genuinely corrupted or unreadable, contact us at the email below with your order/payment ID. We will investigate and re-issue a valid link. This is a delivery fix, not a monetary refund, and is offered at our discretion.

4. Download limits

Each purchase's access link can be used a limited number of times so you can re-download if needed (for example, after losing the file). If you run out, contact support with your payment ID.

5. Payments

Payments are processed securely by Razorpay. We do not receive or store your full card, UPI, or bank details — Razorpay handles that directly.

6. Pricing

All prices are listed in Indian Rupees (INR) and are inclusive of applicable taxes unless stated otherwise on the course page.

7. No investment advice

Course content is educational only. It does not constitute financial, investment, trading, tax, or legal advice, and it is not a recommendation to buy, sell, or hold any security. Nothing sold here includes trading signals, portfolio management, or any promise of financial outcome.

8. Copyright & license

All course material is the original work of its creator. Purchasing a copy grants you a personal, non-transferable license to use it. You may not redistribute, resell, publicly share, or re-upload the files.

9. Contact

For order or access issues, see our Contact page or email hello@stocklearner.in with your order ID.